Obtaining a low rate is the ultimate goal of all future borrowers wishing to take out a mortgage. Fortunately, there are tips for getting the most attractive offer for your home loan. Here are five Good borrowing capacity A healthy financial situation conditions access to a mortgage and an attracti

Have you always wanted to own a swimming pool? How about jumping the cape? If the obstacle to your project is financial, know that there are several financing solutions that will allow you to build your pool. Evaluate the pool purchase project upstream Before thinking about financing the constructi

The ten-year insurance applied to the building engages the responsibility of a builder on the sites he has taken charge of and this, for a period of ten years. This insurance covers damage appearing at the level of the infrastructures and not the fittings. Ten-year insurance:a requirement applicable

Since 1st January 2018, any borrower can change loan insurance even if they have taken out a mortgage for several years. Home loan insurance represents a significant cost for the borrower. Fortunately, the latter can change coverage in order to find a less expensive one. Indeed, in many cases, taki

Shared housing is becoming increasingly popular in France. Whether it is a group of people sharing the same values ​​of solidarity, ecology, conviviality and social ties, intergenerational housing or intended for the elderly or disabled, shared housing has the wind in its sails. What is a shared hab

Obtaining a home loan is not always easy. If the profile of his interlocutor does not manage to reassure the bank, it is quite possible that he will reject his file, which very often happens when a candidate does not have a stable job. To improve the quality of their file, borrowers often decide to

In Japan, garden design is an important and respected art. Unlike Western gardens which favor a geometric composition, Japanese gardens give an interpretation and an idealization of nature by striving to limit artifice. It was under the influence of Buddhism that the first real gardens were designed

To enjoy superb flower beds offering a mosaic of colors in the spring, its time to start planting your fall bulbs. A brief overview of the different varieties to favor this year. Bulb plant:what is it? A bulbous is a very specific plant variety that is able to regenerate annually. Each year, the fl

Seemingly innocuous, the creation of a fence is nevertheless a delicate operation because it is governed by a certain number of particularly strict rules. To avoid possible problems, it is important to be familiar with the regulations governing this type of project. Is authorization required? Sinc

Theres nothing like interlocking pavers to stabilize and standardize a garden path or patio. In addition, they are also easy to install, provided you follow the successive steps. Heres how. Building the foundations Much appreciated for their resistance, interlocking pavers require an ultra-precis

Chlorine is still today the product commonly used to treat swimming pool water. However, as more and more people are intolerant to this chemical, the use of other solutions is growing. What are the alternatives? Why do we put chlorine in the pool? Between sunscreens, normal desquamation, dust, pe

Thinking of investing in a lawn mower? Whether it is a first purchase or a replacement, it is important to choose your model according to your terrain, your expectations, your habits and your availability. Faced with the many models present on the market, it is indeed advisable to take these differe

In renovation as in construction, the waterproofing of the terrace is not to be neglected, otherwise the underlying structure risks being damaged. Several steps and rules must be followed in order to succeed in this operation. Spotting infiltration problems The decision to waterproof a deck usua

During the most beautiful summer days, living as much as possible on your terrace is an incomparable pleasure. To allow yourself this, have your terrace built, preferably in wood, because it is a natural, ecological and aesthetic material. Here is a small price guide to prepare your budget. Why bu

Summer is coming and with it, idleness in the open air. A life in the sun of which we know the virtues, but also the dangers. To avoid exposure to harmful UV rays, here are some shading solutions to adopt to fully enjoy your outdoors on sunny days. The awning One of the most classic and practica

Here are 5 tips for furnishing your garden with decorative elements, plants and outdoor furniture. 1 – Preparing the development project Like any project, it is important to prepare the arrangements that will be made in the garden and this ideally starts with the creation of a plan. Landscape gard

Rats have always been present in big cities, and Paris is no exception. Although it is difficult to count them, it is estimated that the capital has two rats for every Parisian, i.e. 4 million of these rodents... How to avoid their proliferation and overcome rats in Paris? Large-scale deratting In

If your dog does not adapt well to indoor life, or if you do not have the possibility of welcoming him into your home, you have the possibility of building a kennel for him if you have a garden. This enclosure, closed and well insulated from bad weather in particular, represents for your pet a place

Watering your garden is a concern for many individuals every summer. It is indeed difficult to find the right solution for watering your vegetable garden, its trees and shrubs, its beds and the plants that decorate the terrace. Everyone needs water to fight drought, but not everyone needs it in the

Do you have a garden and want to make it a pleasant space without spending a huge budget on it? Did you know that with a touch of inspiration, a bit of scrap and a little shovelful of DIY you can get the garden worthy of your desires? Between vegetable garden, flowers and relaxation area, we present