Have you always wanted to own a swimming pool? How about jumping the cape? If the obstacle to your project is financial, know that there are several financing solutions that will allow you to build your pool.
Before thinking about financing the construction of your swimming pool, you must first define the outlines of the project. Have you ever thought about the type of swimming pool you want? Because know that in this area, the choice is particularly wide:kit swimming pool, buried, semi-buried, natural, above ground, mini-pool, swimming lane. Each will have its own price. Above-ground models will obviously be the least expensive, because they do not require major earthworks. From 5000 euros, it is possible to own one.
If your heart swings more towards the monocoque swimming pool, plan an investment between 8000 and 12000 euros. In the intermediate range are kit pools that you will assemble yourself or with the help of a pool specialist. This type of structure will cost you between 12,000 and 30,000 euros. Last but not least:concrete pools are a must. As they are durable and very strong, this necessarily affects the prices. Prices vary between 18,000 to 80,000 euros. It all depends on the shape of the pool, the depth and the size of the pool.
Note that in addition to the actual construction, you must plan for the cost of accessories and security. Your swimming pool and its surroundings must be decorated, treated, cleaned, equipped with a diving board or stairs and above all provided with the safety devices required by law (barrier, alarm, shelter). To find out all about swimming pools and their particularities, specialized sites are at your disposal.
Now that you know exactly how much you need to build your pool, it's time to think about financing. The ideal would obviously be to be able to self-finance the project. But you would have had to start saving for a certain period of time to pay cash for your pool, unless you received an inheritance. In any case, the Housing Savings Account (CEL) allows you to put money aside and benefit from an annual remuneration of 1.25% on the amounts saved.
If self-financing is not possible, it will be necessary to resort to bank credit. The work loan is the most suitable. It makes it possible to obtain financing between 1,500 and 35,000 euros. To benefit from it, you must demonstrate good repayment capacity and not have a debt ratio exceeding 33%. The bank will screen your personal situation to certify the real possibilities of reimbursement.
Another possibility is to take out an assigned loan. But in this case, the credit will only finance your swimming pool. So you cannot use the money for other purposes. The advantage is that you are not forced to repay the loan in the event of non-delivery, poor workmanship, malfunction or non-compliance with the technical specifications of the pool.
