Depending on the scope of the work, a renovation requires a particularly large budget. Funding can quickly become problematic. To reduce the cost of such a project, it is then more than essential to resort to certain practical tips, of which here are a few.
In order to encourage individuals to renovate their homes, the State has put in place a certain number of aids and subsidies which make it possible to reduce the cost of the work. One of the best known is the Energy Transition Tax Credit (CITE). The latter allows you to deduct from your taxes certain expenses related to renovations in favor of environmental quality. The accessible amount is equivalent to 30% of the cost of expenses incurred within the limit of 8000 euros for a single person and double for couples.
The advantage of this tax credit is that it is accessible without a means test. Another alternative is to use the zero-rate Eco-loan which is offered to all individuals with no income ceiling. This system, which can be combined with the CITE, makes it possible to obtain up to 30,000 euros in funds intended to finance the work. In addition to public aid, it is possible to seek help from organizations such as the ANAH. One of the best known is the “Living better” program dedicated to low-income households.
One of the main difficulties during a renovation project is to find the right craftsman who is able to provide a service that combines good value for money. For the same need, it is not uncommon for the prices to be very diversified and go from simple to triple. The best way to find a competitive offer is to use the work credit comparator. The user receives up to 4 quotes that he can examine with a clear head before selecting the service provider to whom he will entrust the site.
In a renovation estimate, labor represents a significant cost. By going through the services of a craftsman, you have to pay your salary, but beyond that, you also pay for your travel, the margin of your business, your expenses, not to mention the equipment.
In this context, it is always good to consider self-construction, especially if the budget is limited. If the work is simple to carry out and involves only a few refreshes, this option is advantageous. On the other hand, if it is a question of heavy and complex operation, it is wiser to leave it to the professionals to have a guarantee on the durability and the quality of the work, even if it means investing a higher amount.
Another major expense item in renovation work relates to materials. Here again, comparison work is essential, because prices vary enormously from one DIY store to another. Do not hesitate to track down bargains, for example through private sales services. Some stores also proceed very regularly to destocking at bargain prices. On the tooling side, if the project is going to be carried out in self-construction, there is no need to invest in the purchase. Renting or better borrowing makes it possible to obtain supplies at a lower cost.
